Financial Services

Mahindra & Mahindra Financial Services Limited is a non-banking, financial company with multiple offerings including loans, insurance and investments.​

Vehicle Loans
SME Loans
Digital Finance Business
Fixed Deposits
Leasing
Rural Housing Finance​
Insurance Broking
Mutual Funds
Tractor Financing, USA
Vehicle Financing, Srilanka​

Faqs

  • Is Mahindra Finance RBI approved?

    Established on September 4, 1998, Mahindra Finance operates as a Non-Banking Financial Company (NBFC), officially registered under Section 451A of the RBI Act 1934. This certification signifies the company’s commitment to financial integrity and regulatory standards. To learn more about Mahindra Finance, its story and its offerings, you can explore the website: MahindraFinance.com.

  • How big is Mahindra Finance?

    At Mahindra Finance, we're committed to meeting the financial needs of underserved customers in emerging India. We hold a leadership position in Mahindra Tractors and Auto Financing in India, as well as among non-banking financiers for Maruti and Hyundai cars. With a loan book size of ₹82,770 Crores and over 9 million cumulative customer contracts as of FY23, our operations are spread across 34 states/union territories through 1386 branches/offices. Discover more about us at MahindraFinance.com.

  • What types of loans does Mahindra Finance offer?

    Mahindra Finance offers a diverse range of loan solutions like:

    • Vehicle Finance for various cars, tractors, three-wheeler and more
    • SME Finance that includes secured business loans, Equipment financing etc.
    • Housing Finance through Mahindra Home Finance
    • Unsecured Loans under the Suvidha Loans program
    • Consumer Durable Loans
    • Vehicle Leasing & Subscription via a brand called Quiklyz

    We also offer financial products such as:

    • Fixed Deposits, rated ‘CRISIL AAA/Stable’ & ‘IND AAA/Stable’
    • Mutual Funds under the brand name Mahindra Mutual Fund
    • General and Life Insurance solutions through our subsidiary MIBL.

    Explore our comprehensive financial services at MahindraFinance.com.

  • How can I apply for a loan with Mahindra Finance?

    You can easily apply for a Mahindra Finance loan through the following channels:

    • Check out the ‘Loans’ tab on our website: https://www.mahindrafinance.com
    • Contact on the toll-free number - 18002331234
    • Send a ‘Hi’ to our Business WhatsApp number: 7066331234
    • Download and register on the ‘Mahindra Finance’ mobile app, and click on ‘Apply Now’ for loan application
    • Visit any of the Mahindra Finance branches. To know the nearest branch to your location. Visit https://www.mahindrafinance.com > Customer Service > Branch Locator

  • Does mahindra finance operates in countries outside india?

    • Mahindra Finance has following subsidiaries operating outside India:
    • Mahindra Finance USA LLC: Partnering with De Lage Landen Financial Services Inc., it provides wholesale and retail financing for Mahindra tractors in the USA.
    • Mahindra Ideal Finance Ltd. (MIFL): It is a fast-growing NBFC in Sri Lanka with an "AA-" rating as per Fitch. Mahindra & Mahindra acquired a majority of its stake in 2012. MIFL offers leases, loans, gold loans and fixed deposits through its widespread branch network and strategic alliance with Ideal Motors. Recently awarded GPTW certification.
    • To know more head over to MahindraFinance.com.

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Technology Services

Empowering India’s Financial Evolution

India’s financial services sector has grown into the foundation of national development, enabling access to credit, housing, insurance, and investment opportunities across diverse communities. With the rise of non-banking financial companies (NBFCs) in India, formal finance has reached regions once underserved by traditional banking. Today, the sector supports millions of borrowers and shapes both rural livelihoods and urban enterprises.

Within this evolving industry, Mahindra Financial Services plays a key role in bridging aspiration with access. As one of India’s trusted vehicle finance companies, it combines deep market insight with technological innovation to deliver inclusive, sustainable, and responsible financing solutions.

Bridging the Rural–Urban Divide in Finance

For decades, India’s financial progress was largely measured by urban milestones: stock indices, investment portfolios, and credit markets.

But the real transformation lies in how financial services are reaching the rural economy. Access to a tractor loan, vehicle finance, or SME business loan has redefined what growth looks like beyond city limits. Meanwhile, tools like housing finance, personal loans for salaried, and insurance risk management are bringing urban-style financial security to households and enterprises across the country.

This blend of rural aspiration and financial accessibility is reshaping India’s economic story, proving that inclusive finance is not just about reach, but about rewriting who gets to participate in prosperity.

Strengthening Access and Inclusion Through Finance

Over the years, the financial needs of India’s citizens have diversified, from credit for vehicles and homes to secure investments and business funding. Mahindra Finance addresses these varied goals through solutions that empower individuals, entrepreneurs, and communities alike.

  • For Rural and Agrarian India: Affordable lending options such as tractor loans, commercial vehicle loans, and loans against property help farmers and rural entrepreneurs expand their livelihoods.
  • For Growing Businesses: The SME business loan portfolio enables small and medium enterprises to scale operations through structured financial support.
  • For Individuals and Families: Accessible options like personal loan for salaried and home loan finance make financial planning simpler and more transparent for households.

These initiatives are supported through dedicated offerings including Vehicle Loans, SME Loans, and Rural Housing Finance, all designed to make financial inclusion more attainable.

A Comprehensive Approach to Finance and Security

Financial empowerment extends beyond lending; it’s about stability, protection, and growth. Mahindra’s integrated suite of services caters to every stage of the customer’s financial journey.

Insurance and Risk Management

From life insurance products and non-life insurance products to holistic insurance risk management, Mahindra’s insurance solutions ensure that individuals and businesses remain protected against uncertainty. These services are supported through Insurance Broking, offering tailored coverage options for diverse needs.

Investments and Wealth Building

As financial aspirations evolve, customers seek both safe investment options and strategic planning. Mahindra offers a range of investment opportunities, including Fixed Deposits and Mutual Funds.

Vehicle and Mobility Financing

Mobility remains central to India’s economic progress. Through its role as an auto finance company, Mahindra offers flexible car finance loan and vehicle loans including cars, commercial vehicles and used vehicles, alongside Leasing. Its international presence through Tractor Financing, USA and Vehicle Financing, Sri Lanka highlights the global scope of Mahindra’s financial expertise.

Digital Transformation in Financial Services

India’s rapid digitisation has reshaped how people access and manage money. Fintech innovations, UPI growth, and data-led underwriting have made finance faster, simpler, and more secure. Aligning with this shift, Mahindra Finance continues to evolve its Digital Finance Business, leveraging technology for instant credit assessments, transparent documentation, and easy repayment management.

By integrating automation, analytics, and customer-first digital interfaces, Mahindra ensures that financial empowerment is accessible to every segment of society, regardless of geography.

Building a Foundation for Sustainable Growth

As India moves towards greater financial inclusion, the role of NBFCs and integrated financial services providers becomes crucial. Mahindra’s initiatives in affordable housing finance, rural banking services, and sustainable lending practices contribute directly to national priorities of inclusive growth and equitable progress.

With a balanced focus on responsible lending, risk management, and customer trust, Mahindra continues to build resilience within the communities it serves, helping India’s financial ecosystem grow stronger, fairer, and more future-ready.

The Future of Finance: Inclusive, Digital, and Responsible

The next decade of financial growth in India will be defined by technology, transparency, and trust. Mahindra Financial Services remains committed to this transformation by fostering a culture of financial empowerment that reaches every corner of the country.

By connecting innovation with integrity, Mahindra Finance continues to stand as a trusted partner in progress, driving prosperity through access, inclusion, and forward-looking financial solutions.

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